We live in an era of technology where anything and everything is just a click away, and so is our bike insurance. As a result, insurance companies have ensured they provide a hassle-free and convenient experience for their customers to manage their policies online.
As a result, not only can you easily compare two-wheeler insurance and purchase a new one or renew an existing one, but you also get a copy of your two-wheeler insurance effortlessly with a few clicks. Everything can be done from the comfort of your home, from obtaining policy documents to making payments to managing a bike insurance policy.
Through this article, we shall learn how one can obtain a copy of your insurance for a 2-wheeler online quickly and effortlessly.
Steps to download duplicate bike insurance copy-Online
Online bike insurance purchase has become part and parcel of life as it is the most convenient option to get your insurance for two-wheelers. Nowadays, some insurance platforms also provide day rider insurance at a very minimal cost for not-so-frequent commuters making bike insurance purchases a more accessible and affordable option for occasional riders.
Let us understand how you can quickly get duplicate bike insurance copies within a few steps-:
- Step 1:First, a visit to the website of your insurance company
- Step 2:Opt for the kind of policy that you were using
- Step 3:Submit all your policy details, such as policy number, name etc.
- Step 4:If needed, you will have to verify your profile
- Step 4: Once verified, you can view your policy details and print or download the same.
[Note-Bike insurance is an essential document, and riders should always carry it with them when they are on a ride.]
Steps to download duplicate bike insurance copy-Offline
Although the online download of duplicate bike insurance copies is very easy, some users may have certain limitations; therefore, you can also follow the traditional method to get a duplicate version of your insurance policy document.
- Step 1: Inform your insurance company: With the help of a toll-free no or with the help of email or submitting an offline application, you need to inform your insurance company. This will lead to the initiation of the process for getting your duplicate insurance copy.
- Step 2:Report the nearest police station: You need to file a First Information Report and send a copy of the FIR to your insurance provider with an application.
- Step 3:Submit an indemnity bond: On stamp paper, you can be required to sign an indemnification or security bond. Two witnesses will sign and put their names on this non-judicial bond, which you must give to your insurance provider.
- Step 4:Ad in a newspaper: Finally, a regional ad mentions that you have lost your bike insurance policy document. Your insurance company might also require a copy of the ad.
Your policy provider will process the request as you submit all the documents with the application. Once the documents are verified, you will get a duplicate copy of your policy.
Is it essential to always carry a hard copy of bike insurance?
Yes, a copy of your bike insurance should always be there when you ride your bike. Otherwise-
- A penalty of ₹2,000 can be charged
- The punishment can also include imprisonment for over 3 months.
If you don’t have a hard copy, you can use the e-Vahan Bima software to create a soft copy in order to avoid paying a fee.
What is E-vahan Bima?
E-Vahan Bima is a convenience app designed to help bike riders carry soft copies of their insurance plan instead of hard copies. The app provides a QR code, which the traffic police can scan to get elements of your insurance plans. It also allows online policyholders who are inclined to have a hard copy of the insurance document to download the PDF of the document for getting printed.
Can one make changes to the bike insurance policy?
Yes, you can update or change anything in your policy document. You need to call the customer care centre of your insurance provider and communicate your request, and the modifications will be updated as per the company norms.
Conclusion
Obtaining two-wheeler insurance online is a hassle-free & convenient process to follow within the limited specific steps mentioned above. Also, the motor insurance act has made it compulsory for every rider to carry their insurance when they ride their bike; otherwise, they face this consequence mentioned in the article. The government has also provided an e-vahan bima app to carry a soft copy of their bike insurance. Bike insurance not only provides an assurance and economic security to your family in case of any untimely misfortunate event but also shows your responsibility towards others on the road. Thus, every bike owner needs to have a valid bike insurance policy.
